Services

x

To enable us to direct you to the right agent, please select from below

test
"Cover to write home about"
Longstay & Backpacker
Postcard Travel Insurance offers outstanding customer service and generous levels of cover at a price you can afford. If you buy online you can save 15% against our call centre prices
  • Cover for trips up to 18 months
  • Gadget insurance included
  • Return home option included
  • Convenient 24/7 access to a UK-based GP at any time during your trip
  • Working abroad covered as standard
test
Policy Information

Longstay & Backpacker

Our Longstay & Backpacker Travel Insurance policies are for those planning extended periods of overseas travel. This includes students and backpackers, those of any age taking a ‘gap year’ or a well-earned sabbatical, as well as those looking to do voluntary or charity work abroad.

Cover is available from one month to a maximum of 18 months – depending on your age, and destination. Cover is available for travellers up to 69 years of age.

All Postcard Longstay & Backpacker Policies include:

  • Trips for up to 18 months
  • Working abroad covered as standard (Excluding anything involving the lifting or carrying of heavy items in excess of 25kg, or any activity at a higher level than two storeys.)
  • Automatic cover for a range of adventure sports
  • Two return trips home allowed, without invalidating the policy
  • Cancellation, personal possessions, personal liability and legal expenses cover as standard
  • Up to £10m emergency medical expenses covered as standard
  • Discounts for families and couples
  • 24/7 Emergency Assistance helpline - managed by a team of specialist doctors
  • Cover for medical conditions that you have told us about and we have accepted
Get a Quote
Get a Quote

Cover Levels

Cover Levels

 

The table below, shows the level of cover we offer for Longstay & Backpacker travel insurance including the level of excesses.

What's Included
Classic
 
Policy excess
£0
If you are unable to go on your trip
Your chosen amount
If your end supplier fails before you leave home
£3,000
If your arrival at your trip destination is delayed
£300
If you miss your departure
£1,000
If you miss your connection
£1,000
If you decide to abandon your travel plans
Your chosen amount
If you need emergency medical treatment abroad
£10,000,000
If you incur additional emergency expenses abroad
£2,500
If you need to be brought home
£500,000
If you are buried or cremated abroad
£5,000
If you need to replace your prescribed medication
£500
If you are in a public hospital or confined to your trip accommodation
£1,000
If you need family support
£2,000
If there is a family emergency whilst you are away
£500
If you have to cut your trip short
Your chosen amount
If your checked-in baggage is delayed
£250
If your valuables are lost or stolen
£1,000
If your electrical items & accessories are lost, stolen or accidentally damaged
£1,000
If your gadgets are lost or stolen
£1,000
If your gadgets are accidentally damaged
£1,000
If your accessories are accidentally lost or stolen at the same time as your gadget
£250
If your other possessions are lost, stolen or accidentally damaged
£250
If your cash is lost or stolen
£3,000
If you need emergency travel documents
£250
If you are held legally liable for injury or damage
£250
If you are killed, injured or disabled following an accident
£1,000,000
If you are the victim of a criminal assault during your trip
£15,000
If you need legal advice
£2,500
If a force majeure event occurs while you are away
£25,000
If you incur additional costs because your return to your home country is delayed
£2,000
If your end supplier fails whilst you are on your trip
£1,000
Activity Packs

Longstay & Backpacker

Below you can find an extensive list of the activities we provide cover for free of charge (listed under Standard Activities), plus the activities which will require payment of an additional premium (Options 2- 8). Please note, we also offer a winter sports extension and a sports equipment extension which offer additional cover for sports trips.

Unfortunately, we will not be able to provide cover for any activity if:

  • you do not hold the appropriate license or certificate
  • it involves manual labour
  • it is a professional event

Please Note: Whilst we can cover most activities, you will not be covered under the ‘If you are held legally liable for injury or damage’ section of the policy wording for any activity:

  • where you are in control of a motorised vehicle;
  • involving the use of a weapon;
  • involving a contact sport.

Policy Wordings

Policy Wordings

If you would like to view our policy wordings, you are able to find them here. Simply choose the correct policy type and match this up to the date that you bought your policy.

If you have any questions about the cover offered, simply contact us and we will be happy to help.

Policy WordingsPolicy Wordings
29/03/2021 - 31/12/2021
01/01/2021 - 28/03/2021
14/03/2020 - 31/12/2020
01/01/2020 - 13/12/2020
06/10/2019 - 31/12/2019
01/05/2019 - 05/10/2019
01/01/2019 - 30/04/2019
01/03/2018 - 31/12/2018

Longstay & Backpacker

Our Longstay & Backpacker Travel Insurance policies are for those planning extended periods of overseas travel. This includes students and backpackers, those of any age taking a ‘gap year’ or a well-earned sabbatical, as well as those looking to do voluntary or charity work abroad.

Cover is available from one month to a maximum of 18 months – depending on your age, and destination. Cover is available for travellers up to 69 years of age.

All Postcard Longstay & Backpacker Policies include:

  • Trips for up to 18 months
  • Working abroad covered as standard (Excluding anything involving the lifting or carrying of heavy items in excess of 25kg, or any activity at a higher level than two storeys.)
  • Automatic cover for a range of adventure sports
  • Two return trips home allowed, without invalidating the policy
  • Cancellation, personal possessions, personal liability and legal expenses cover as standard
  • Up to £10m emergency medical expenses covered as standard
  • Discounts for families and couples
  • 24/7 Emergency Assistance helpline - managed by a team of specialist doctors
  • Cover for medical conditions that you have told us about and we have accepted
Get a Quote
Get a Quote
The Postcard Customer Promise
We promise you a better insurance experience
We like to go the extra mile
We like to go the extra mile
Cancellation Cover for anything beyond your control
Cancellation Cover for anything beyond your control
We promise to put you first and at the heart of everything we do
We promise to put you first and at the heart of everything we do
We'll just make things simple for you
We'll just make things simple for you
Buying with Postcard
15% Online Discount
15% Online Discount
14 Day Cooling Off Period
14 Day Cooling Off Period
Cover for Medical Conditions
Cover for Medical Conditions
24/7 Emergency Medical Assistance
24/7 Emergency Medical Assistance
UK Based Customer Service
UK Based Customer Service

Cover Levels

 

The table below, shows the level of cover we offer for Longstay & Backpacker travel insurance including the level of excesses.

What's Included
Classic
Policy excess
£0
If you are unable to go on your trip
Your chosen amount
If your end supplier fails before you leave home
£3,000
If your arrival at your trip destination is delayed
£300
If you miss your departure
£1,000
If you miss your connection
£1,000
If you decide to abandon your travel plans
Your chosen amount
If you need emergency medical treatment abroad
£10,000,000
If you incur additional emergency expenses abroad
£2,500
If you need to be brought home
£500,000
If you are buried or cremated abroad
£5,000
If you need to replace your prescribed medication
£500
If you are in a public hospital or confined to your trip accommodation
£1,000
If you need family support
£2,000
If there is a family emergency whilst you are away
£500
If you have to cut your trip short
Your chosen amount
If your checked-in baggage is delayed
£250
If your valuables are lost or stolen
£1,000
If your electrical items & accessories are lost, stolen or accidentally damaged
£1,000
If your gadgets are lost or stolen
£1,000
If your gadgets are accidentally damaged
£1,000
If your accessories are accidentally lost or stolen at the same time as your gadget
£250
If your other possessions are lost, stolen or accidentally damaged
£250
If your cash is lost or stolen
£3,000
If you need emergency travel documents
£250
If you are held legally liable for injury or damage
£250
If you are killed, injured or disabled following an accident
£1,000,000
If you are the victim of a criminal assault during your trip
£15,000
If you need legal advice
£2,500
If a force majeure event occurs while you are away
£25,000
If you incur additional costs because your return to your home country is delayed
£2,000
If your end supplier fails whilst you are on your trip
£1,000

Activity Packs

Below you can find an extensive list of the activities we provide cover for free of charge (listed under Standard Activities), plus the activities which will require payment of an additional premium (Options 2- 8). Please note, we also offer a winter sports extension and a sports equipment extension which offer additional cover for sports trips.

Unfortunately, we will not be able to provide cover for any activity if:

  • you do not hold the appropriate license or certificate
  • it involves manual labour
  • it is a professional event

Please Note: Whilst we can cover most activities, you will not be covered under the ‘If you are held legally liable for injury or damage’ section of the policy wording for any activity:

  • where you are in control of a motorised vehicle;
  • involving the use of a weapon;
  • involving a contact sport.

Policy Wordings

If you would like to view our policy wordings, you are able to find them here. Simply choose the correct policy type and match this up to the date that you bought your policy.

If you have any questions about the cover offered, simply contact us and we will be happy to help.


Policy WordingsPolicy Wordings
29/03/2021 - 31/12/2021
01/01/2021 - 28/03/2021
14/03/2020 - 31/12/2020
01/01/2020 - 13/12/2020
06/10/2019 - 31/12/2019
01/05/2019 - 05/10/2019
01/01/2019 - 30/04/2019
01/03/2018 - 31/12/2018

testtesttest

Postcard is a trading name of Travel Insurance Facilities Plc, which is authorised and regulated by the Financial Conduct Authority FRN306537. tifgroup is trading name of Travel Insurance Facilities Plc registered in England No. 3220410 ©. tifgroup ; all rights reserved. Registered Office: 1 Tower View, Kings Hill, West Malling, ME19 4UY. All policies offered are on a non-advised basis