How do we compare?
Travel insurance is a battlefield, and you need cover that’s as simple, clear and transparent as possible. With all the uncertainty in the world, it’s probably time for something you can rely on.
Don’t just take our word for it, see how we shape up to others:
What are the most important elements of cover for you?
Thanks! This is how our cover compares to the standard travel insurance you’ll find:
| Postcard Legend | Admiral |
The person you are travelling with has been taken ill or injured | | |
Your close relative has become ill or has died | | |
If your home was burgled, or seriously damaged by fire, storm or flood | | |
If you have been called up for jury service or as a witness in court | | |
If you or a travel companion have been made redundant | | |
If your leave orders have been cancelled | | |
The accommodation you were going to stay in has been damaged | | |
My travel operator/flight/hotel/accommodation has gone bust | | |
A hurricane, volcano, or other force of nature has occurred in the area you are intending to visit | | |
The FCO has advised against travelling to the area you were intending to visit (except for advice due to pandemic, epidemic or infectious disease) | | |
Your pet is seriously ill, has been injured or died | | |
Your partner has suddenly left you/your marriage has broken down | | |
A terrorist attack has occurred close to where you are intending to stay | | |
A close relative that is not travelling with me, who has a medical condition, has suddenly taken a turn for the worse or passed away | | |
If you have to rearrange a course or research project or academic event cancelled or unexpectedly rearranged | | |
If you need to re-sit exams | | |
You don't feel like going away anymore | | |
I can no longer afford to go away | | |
You were aware that something might happen when you bought the policy | | |
= Optional |
| Postcard Legend | Admiral |
The person you are travelling with has been taken ill or injured | | |
Your close relative has become ill or has died | | |
If your home was burgled, or seriously damaged by fire, storm or flood | | |
If you have been called up for jury service or as a witness in court | | |
If you or a travel companion have been made redundant | | |
If your leave orders have been cancelled | | |
The accommodation you were going to stay in has been damaged | | |
My travel operator/flight/hotel/accommodation has gone bust | | |
A hurricane, volcano, or other force of nature has occurred in the area you are intending to visit | | |
The FCO has advised against travelling to the area you were intending to visit (except for advice due to pandemic, epidemic or infectious disease) | | |
Your pet is seriously ill, has been injured or died | | |
Your partner has suddenly left you/your marriage has broken down | | |
A terrorist attack has occurred close to where you are intending to stay | | |
A close relative that is not travelling with me, who has a medical condition, has suddenly taken a turn for the worse or passed away | | |
If you have to rearrange a course or research project or academic event cancelled or unexpectedly rearranged | | |
If you need to re-sit exams | | |
I am not enjoying my holiday | | |
I can no longer afford to go away | | |
You were aware that something might happen when you bought the policy | | |
= Optional |
| Postcard Legend | Admiral |
The cost of my medical treatment in a public hospital | | |
The cost of any medical assistance I need to get home | | |
The cost of someone being able to stay with me if I cannot return home as planned | | |
The cost of someone to travel out and accompany me home | | |
Public Hospital Inpatient Benefit | | |
Emergency dental treatment | | |
The inconvenience of having to stay in my hotel on medical advice | | |
The cost of a relative to travel out to help look after my children if I or my wife were admitted hospital | | |
The cost of my unauthorised medical treatment in a private hospital | | |
The cost of cosmetic, or any other surgery I have chosen to have | | |
= Optional |
| Postcard Legend | Admiral |
I do not want my claim reduced because of age, or wear and tear | | |
The loss or theft of my gadgets and valuables from my checked-in luggage? | | |
The loss or theft of any items left unattended | | |
My luggage did not arrive at my destination within 12 hours of arrival | | |
My electrical items were lost, stolen or damaged | | |
= Optional |
| Postcard Legend | Admiral |
If your cash is lost or stolen | | |
If your event tickets are lost or stolen | | |
If you need emergency travel documents | | |
If you need to travel and stay somewhere when collecting emergency travel documents | | |
If you need a new passport when you get home to the UK | | |
= Optional |
| Postcard Legend | Admiral |
I do not want my claim reduced because of age, or wear and tear | | |
The loss or theft of my gadgets and valuables from my checked-in luggage? | | |
The loss or theft of any items left unattended | | |
The loss or theft of my gadgets or mobile phone | | |
The repair of any gadget or mobile phone that is accidentally damaged | | |
The cost of any calls made, or data downloaded after my mobile phone is lost or stolen | | |
The illegal use of of my e-wallet if my mobile phone is lost or stolen | | |
= Optional |
| Postcard Legend | Admiral |
If your end supplier fails before you
leave home | | |
If your end supplier fails whilst you are on your trip | | |
If a major incident event occurs while you are away | | |
= Optional |
| Postcard Legend | Admiral |
If you are held legally liable for injury or damage | | |
= Optional |
| Postcard Legend | Admiral |
If you are killed, injured or disabled following an accident | | |
= Optional |