How do we compare?
Travel insurance is a battlefield, and you need cover that
Thanks! This is how our cover compares to the standard travel insurance you’ll find:
| | Postcard- | Admiral |
| The person you are travelling with has been taken ill or injured | | |
| Your close relative has become ill or has died | | |
| If your home was burgled, or seriously damaged by fire, storm or flood | | |
| If you have been called up for jury service or as a witness in court | | |
| If you or a travel companion have been made redundant | | |
| If your leave orders have been cancelled | | |
| The accommodation you were going to stay in has been damaged | | |
| My travel operator/flight/hotel/accommodation has gone bust | | |
| A hurricane, volcano, or other force of nature has occurred in the area you are intending to visit | | |
| The FCO has advised against travelling to the area you were intending to visit (except for advice due to pandemic, epidemic or infectious disease) | | |
| Your pet is seriously ill, has been injured or died | | |
| Your partner has suddenly left you/your marriage has broken down | | |
| A terrorist attack has occurred close to where you are intending to stay | | |
| A close relative that is not travelling with me, who has a medical condition, has suddenly taken a turn for the worse or passed away | | |
| If you have to rearrange a course or research project or academic event cancelled or unexpectedly rearranged | | |
| If you need to re-sit exams | | |
| You don't feel like going away anymore | | |
| I can no longer afford to go away | | |
| You were aware that something might happen when you bought the policy | | |
| = Optional |
| | Postcard- | Admiral |
| The person you are travelling with has been taken ill or injured | | |
| Your close relative has become ill or has died | | |
| If your home was burgled, or seriously damaged by fire, storm or flood | | |
| If you have been called up for jury service or as a witness in court | | |
| If you or a travel companion have been made redundant | | |
| If your leave orders have been cancelled | | |
| The accommodation you were going to stay in has been damaged | | |
| My travel operator/flight/hotel/accommodation has gone bust | | |
| A hurricane, volcano, or other force of nature has occurred in the area you are intending to visit | | |
| The FCO has advised against travelling to the area you were intending to visit (except for advice due to pandemic, epidemic or infectious disease) | | |
| Your pet is seriously ill, has been injured or died | | |
| Your partner has suddenly left you/your marriage has broken down | | |
| A terrorist attack has occurred close to where you are intending to stay | | |
| A close relative that is not travelling with me, who has a medical condition, has suddenly taken a turn for the worse or passed away | | |
| If you have to rearrange a course or research project or academic event cancelled or unexpectedly rearranged | | |
| If you need to re-sit exams | | |
| I am not enjoying my holiday | | |
| I can no longer afford to go away | | |
| You were aware that something might happen when you bought the policy | | |
| = Optional |
| | Postcard- | Admiral |
| The cost of my medical treatment in a public hospital | | |
| The cost of any medical assistance I need to get home | | |
| The cost of someone being able to stay with me if I cannot return home as planned | | |
| The cost of someone to travel out and accompany me home | | |
| Public Hospital Inpatient Benefit | | |
| Emergency dental treatment | | |
| The inconvenience of having to stay in my hotel on medical advice | | |
| The cost of a relative to travel out to help look after my children if I or my wife were admitted hospital | | |
| The cost of my unauthorised medical treatment in a private hospital | | |
| The cost of cosmetic, or any other surgery I have chosen to have | | |
| = Optional |
| | Postcard- | Admiral |
| I do not want my claim reduced because of age, or wear and tear | | |
| The loss or theft of my gadgets and valuables from my checked-in luggage? | | |
| The loss or theft of any items left unattended | | |
| My luggage did not arrive at my destination within 12 hours of arrival | | |
| My electrical items were lost, stolen or damaged | | |
| = Optional |
| | Postcard- | Admiral |
| If your cash is lost or stolen | | |
| If your event tickets are lost or stolen | | |
| If you need emergency travel documents | | |
| If you need to travel and stay somewhere when collecting emergency travel documents | | |
| If you need a new passport when you get home to the UK | | |
| = Optional |
| | Postcard- | Admiral |
| I do not want my claim reduced because of age, or wear and tear | | |
| The loss or theft of my gadgets and valuables from my checked-in luggage? | | |
| The loss or theft of any items left unattended | | |
| The loss or theft of my gadgets or mobile phone | | |
| The repair of any gadget or mobile phone that is accidentally damaged | | |
| The cost of any calls made, or data downloaded after my mobile phone is lost or stolen | | |
| The illegal use of of my e-wallet if my mobile phone is lost or stolen | | |
| = Optional |
| | Postcard- | Admiral |
| If your end supplier fails before you
leave home | | |
| If your end supplier fails whilst you are on your trip | | |
| If a major incident event occurs while you are away | | |
| = Optional |
| | Postcard- | Admiral |
| If you are held legally liable for injury or damage | | |
| = Optional |
| | Postcard- | Admiral |
| If you are killed, injured or disabled following an accident | | |
| = Optional |
Claims
Customer service 
Emergency medical assistance